Every driver should have auto insurance, which means that every driver has an auto insurance score. The better your score, the better your insurance rates are going to be and the more desirable you are going to look to insurance companies whom you want to have insurance through. With a great insurance score, you can ensure that you save the most money possible. Here are four things that you should know about your auto insurance score:

1. What Makes up the Insurance Score: First off, you should know what makes up the insurance score and what you can do to prevent it from going low. The information is gathered from your credit score, so having a good credit score is a must to receiving the best rates. This is because a poor credit score often reflects poor responsibility, which means that the insurance could be taking on a big risk of you being involved in an accident or receiving traffic tickets. Your previous accidents and traffic tickets will also affect your insurance score.
2. How to Improve Your Insurance Score: Secondly, you want to do what you can to improve your insurance score. You should repair your credit as best you can and fix any errors that you may find on your credit report. You should also drive responsibly. Being involved in accidents will lower your score, even if you did not cause the accident. The best thing you can do is pay attention to your surroundings in order to avoid any possible chance of being involved in an accident. 
3. What is a Good Insurance Score: Knowing what range you fall under will help you determine whether or not you need to take immediate action to improve your score. A perfect insurance score would be 900, but the average person has an insurance score of 700. An insurance score of 700 or more is guaranteed to get the best rates on auto insurance. 
4. Paying Your Insurance on Time Makes a Difference: One other thing that can contribute to your insurance score is paying your insurance bill on time. If you are not paying on time, your insurance score will go down and rates will go up. It's best to choose a date every month that you know you can definitely pay your monthly insurance costs. 

By knowing these four things about your auto insurance score, you can be sure that you know what it takes to get the best rates on auto insurance, which is going to save you a great deal of money every year on your transportation costs. 

For auto insurance, click on this link http://www.martininsurancecompany.com or do an online search.