insurance

Help! Will A Traffic Ticket Affect Your Auto Insurance?

Logically, automobile insurance is going to be more expensive for someone who has more traffic tickets than someone who does not. While there is no way to know exactly how much your insurance will be affected by a ticket, you can assume your rate will increase depending on what type of ticket you acquired. In order to help you get a better idea of what to expect, it can help to learn a little more about how a traffic ticket could impact your insurance and what else the insurance provider looks at.

Information You Should Know About Your First Home Insurance Policy

Purchasing your first home also means it's time to secure your first home insurance policy. If you are familiar with renter's insurance, then you know that homeowner's insurance will protect the contents of your property. Unlike renter's insurance, it will also cover damage to the actual property and cover any liability if someone gets hurt on your property. The following guide will further help you understand your first homeowner's policy.

Need Renters' Insurance? 3 Tips To Choosing A Policy

If you are renting a property, one of the most important things you need to consider is purchasing renters' insurance. While an insurance policy is not required in order to move into a rental home, it is highly recommended in order to protect yourself in the event the home is lost to a catastrophe such as a flood or fire. The following are some steps to consider when choosing a policy:

Higher Auto-Insurance Rates: Another Consequence of Road Rage

Road rage isn't just about aggressive driving with which you violate traffic laws. The act involves an awareness that you are putting pedestrians, other drivers, and passengers in danger—an act that can get you convicted of a criminal offense. In fact, some states, like California, not only have special laws relating to road rage but also consider road rage a felony assault with a deadly weapon. If you want to avoid the insurance and other potential complications associated with road rage, it's important to know what kinds of behaviors constitute road rage, as well as the consequences you may face if you resort to road rage.

Tips For Saving Money On The Cost Of A Life Insurance Policy

If you are considering the purchase of a new life insurance policy but would like to save money on the cost of it, you will want to review the following suggestions. Steer Clear Of The Guaranteed Acceptance Policies While they might be tempting because the guaranteed acceptance policies do not require medical examinations, they tend to cost more money. This is because they are riskier for the insurance company because people can be much sicker than they realize, which could lead to a payout on the policy earlier than anyone might have expected.